Recently, data breaches from major entities like Target, the CSU system and even government networks have affected thousands of people. Passwords, email addresses, student ID numbers, profiles, bank accounts and social security numbers have all been stolen electronically.

Whether you are new to college life or a graduating senior, you should not be new to technology and the many instances we use it. Every time you swipe your debit card you risk having your account information taken. Every time you open a suspicious email, you are at risk to phishing attempts.

This is not meant to scare you but rather, to warn you. Somethings are inevitable. Target goers did not predict a data breach but those with fraud perfection anti identity theft services probably did not worry as much.

Using payment cards is unavoidable. It is safer and more convenient than carrying wads of cash so make sure your bank offers fraud protection on your accounts.

Online communication is also very convenient and is the quickest way to send and receive information. Do not fear it. Just make sure you have anti-spyware on your devices. Those suspicious emails? Check the senders address before you reply. PayPal will not be requesting that you “verify” your account information from [email protected]. In fact, PayPal never asks for any personal information through email.

In an age of digital information, where everything we do electronically leaves a trace, we must be vigilant in our own cyber security. Though some things cannot be helped, make sure you are prepared; be aware of what you are doing online, change your passwords on a regular basis and check your accounts for abnormal activity, often.