Credit peddlers booted after targeting students
February 20, 2002
Sacramento State Police are cracking down on credit card peddlers who are violating university policy and state law by targeting students.
Police cited and escorted two males off campus who were taking pictures of student One Cards and recording student social security numbers, email and residential addresses on Friday.Campus Police confiscated the camera and documents the two men, who worked for College Credit Card Corp., used in soliciting students.
“They were offering free gifts when you sign up for the credit cards,” freshman Latda Vongmany, a Communication Studies major said of the solicitors, “I liked the free gifts, so I signed up twice.”
The men were giving away radios and phone cards, Vongmany said.
Noting that there are legitimate avenues of credit available, Officer Joe Green said students need to be careful.
“I?m not saying that these gentlemen are not legitimate, but their methods are less than forthcoming,” he said. “There are other places to get credit, like banks and other lending institutions.”
According to Director of Student Activities, Louis Camera, this is not the first time Sacramento State has had problems with College Credit Card Corp.
“We?re considering getting an injunction against the company that sends these guys on campus,” Camera said. “With the way identity theft is such a problem these days, students need to be careful about who they give their information to.”
Camera said that credit card solicitations on campus are legal if the company pays a $300 per day fee and works through a university student group.
“If somebody wants to solicit on campus, they have to have a written permit and identification that shows who they are and who they work for,” Camera said.
University policy also limits solicitors to the library ramp or the area immediately in front of the bookstore, according to Camera.”Anyone selling things anywhere else is violating the rules,” he said.
California law also prohibits credit card companies from targeting students. As of Jan. 1, creditors cannot offer cards to anyone solely on the basis of their enrollment in a college or university.
The law, according to Camera, is designed to keep companies from preying on students with the lure of easy credit.
An official at the College Credit Card Corp. in Cherry Hill, N.J. refused to comment on his company?s policies or respond to Friday?s events.